Kind Reader, let’s talk about Vantage Recreational Finance. Vantage Recreational Finance is a lending company offering financing options primarily for RVs, boats, and other recreational vehicles. With their competitive rates and flexible payment options, Vantage Recreational Finance aims to make it easy for customers to obtain the vehicle of their dreams and enjoy the great outdoors.
What is Vantage Recreational Finance?
Vantage Recreational Finance is a specialized financial services company that provides financing solutions for recreational vehicle dealerships and their customers. The company offers a range of lending solutions to help customers purchase recreational vehicles such as boats, RVs, and motorcycles. Vantage Recreational Finance has a team of experienced professionals who understand the recreational vehicle industry and can provide customized financing solutions based on customers’ needs.
How does Vantage Recreational Finance work?
Customers can apply for financing through Vantage Recreational Finance by filling out an online application or visiting one of their authorized dealers. The company has a simple and straightforward application process that makes it easy for customers to apply for financing. Once a customer is approved for financing, Vantage Recreational Finance will work with the dealership to finalize the purchase and arrange for payment.
What are the benefits of using Vantage Recreational Finance?
There are several benefits of using Vantage Recreational Finance for your recreational vehicle financing needs. Some of these benefits include:
| No | Benefits |
|---|---|
| 1 | Competitive interest rates |
| 2 | Flexible repayment terms |
| 3 | No prepayment penalties |
| 4 | Customized financing solutions |
Vantage Recreational Finance also offers exceptional customer service and has a team of experienced professionals who can help customers find the right financing solution for their needs. The company has a strong commitment to customer satisfaction and works hard to ensure that their customers are happy with their financing solutions.
Benefits of Vantage Recreational Finance
Acquiring your dream recreational vehicle can be a significant investment. Thus, seeking financial assistance can help you spread the cost in manageable amounts. Vantage Recreational Finance offers numerous benefits to ease the burden of obtaining that elusive RV that you have always wanted.
Here are some advantages of working with Vantage Recreational Finance:
Competitive interest rates
Vantage Recreational Finance offers competitive interest rates that are affordable and make it convenient for you to finance your recreational vehicle purchase. These rates are relatively lower as compared to traditional banking institutions, which means that you only have to pay a minimal premium to secure a loan.
No prepayment penalty fee
Vantage Recreational Finance does not charge a prepayment penalty fee should you decide to pay your loan amount before the formal due date. This flexibility means that you can pay your loan at a much earlier time than the agreed period, thus reducing the accumulated interest charges.
Unsecured loans
If you do not want to put your recreational vehicle as collateral, Vantage Recreational Finance can provide you with unsecured loans. This type of loan will not require you to provide any collateral to obtain a personal loan. However, it will involve a more rigorous credit evaluation that will be based on your financial capability to pay.
Flexible repayment terms
Vantage Recreational Finance gives you the flexibility to tailor fit your repayment terms according to your financial capacity. They provide a range of payment options that allow you to choose the amount and frequency of payment.
Fast loan approval and processing
Loan approval and processing by Vantage Recreational Finance are fast and efficient. They understand that time is of the essence, and you need to acquire your recreational vehicle in the soonest possible time. Thus, they have cut down on traditional loan processing time.
Expert advice
Vantage Recreational Finance assigns expert financial advisors to its clients for professional advice and guidance. These advisors can explain the different loan options and assist loan seekers in coming up with a tailored fit payment solution.
Excellent Customer Support
Vantage Recreational Finance provides excellent customer support to assist clients in addressing any concerns about the loan application process. They have a team of knowledgeable and helpful representatives that can provide you with detailed information about their services.
| No | Information |
|---|---|
| 1 | Name of company: Vantage Recreational Finance |
| 2 | Location: Utah, United States |
| 3 | Type of business: Financing for recreational vehicles such as boats, RVs, and ATVs |
| 4 | Loan types: Secured and unsecured loans |
| 5 | Loan terms: 60 months or less |
| 6 | Interest rates: Starting at 5.99% |
| 7 | Minimum loan amount: $7,500 |
| 8 | Maximum loan amount: Varies |
| 9 | Application process: Online |
| 10 | Credit check: Yes |
Get Approved for Vantage Recreational Finance
If you’re planning to buy a recreational vehicle for your next adventure, Vantage Recreational Finance can help. With their easy and quick approval process, you can have access to the financing you need in no time. Here’s what you need to know about the Vantage Recreational Finance approval process.
1. Preparing Your Application
Before applying for Vantage Recreational Finance, you need to prepare all the necessary documents and information. This includes your personal details, financial information, and the details of the recreational vehicle you plan to purchase. Make sure to have your driver’s license, proof of income, and other relevant documents on hand.
2. Submitting Your Application
Once you have all the necessary documents, you can submit your application online through the Vantage Recreational Finance website. You will need to provide information about the recreational vehicle you plan to purchase, such as its make and model, dealer information, and purchase price. You will also need to specify your desired loan term and monthly payment amount.
3. Approval Process
After submitting your application, Vantage Recreational Finance will review your information and perform a credit check. If your application is approved, you will be notified of your loan amount, interest rate, and monthly payment amount. You can then choose to accept or decline the loan offer.
4. Funding and Purchase
If you accept the loan offer, Vantage Recreational Finance will fund your loan, and you can use the financing to purchase the recreational vehicle you have chosen. The funds will be sent directly to the dealer, and you will be responsible for making your monthly loan payments to Vantage Recreational Finance.
Simplify the Process with Vantage Recreational Finance
Obtaining a recreational vehicle can be an inefficient process for those who are not experienced in the field, however, Vantage Recreational Finance can simplify the process by offering an efficient and flexible financing option tailored to the client. One of the noted benefits of financing with Vantage Recreational Finance is that the company is an independent and non-affiliated origination firm, which gives them the freedom to come up with finance terms that are independent of lenders, banks, or any other form of financial institution, ensuring the customer’s interest is the top priority of the company.
The Loan Application Process
The application process for a recreational finance loan from Vantage is relatively simple and quick. Though the application process varies for each client, the most common process is that of the easy two-step online platform that is completed in approximately ten minutes.
How to Obtain Pre-Approval Fast
The financial experts at Vantage are focused on ensuring that their clients can obtain pre-approval as quickly as possible. In order to secure pre-approval in a speedy manner, customers should supply the following information as soon as possible after completing the pre-application:
“In order to obtain pre-approval quickly, please supply proof of income and other pertinent financial information as quickly as possible.”
The Benefits of Choosing Vantage Recreational Finance
If you’re considering financing your recreational vehicle purchase, Vantage Recreational Finance comes with several benefits that you should know. First, Vantage Recreational Finance has fixed and low rates, which means that your monthly payments will remain the same throughout your loan repayment term. This provides more financial stability and predictability when budgeting your expenses.
Ease and Convenience
With years of experience financing recreational vehicles, Vantage can provide you with the resources and guidance that you’ll need throughout your entire purchase process. They offer flexible loan terms ranging from 60 to 240 months, with competitive interest rates. You can also easily apply for pre-qualification online, which saves you time and energy.
No Prepayment Penalty
Vantage Recreational Finance does not have any prepayment penalties, so if you’re able to pay off your loan faster than expected, they won’t charge you extra fees. This can help you save money and feel more financially liberated.
Benefits of Choosing Vantage Recreational Finance
Vantage Recreational Finance is an outstanding choice for many reasons. One of the primary benefits of choosing this company is that the interest rates are highly competitive. Because Vantage Recreational Finance specializes in recreational loans, they are able to offer low-interest rates that are hard to come by through traditional banks or loan companies. Additionally, they offer refinancing options that allow customers to reduce their interest rate and save money in the long term.
Flexible Loan Terms
Another benefit of choosing Vantage Recreational Finance is that they offer flexible loan terms. Customers can select a loan term that fits their unique needs and budget. With the ability to choose loan terms ranging from 36 to 240 months, customers can select a repayment plan that they are comfortable with.
Fast Loan Approval
Vantage Recreational Finance offers fast loan approval. In many cases, customers can be approved and receive their loan within 48 hours. This is a particularly important benefit for customers who are looking to take advantage of seasonal deals or who need to purchase a recreational vehicle quickly.
How to Apply for Vantage Recreational Finance?
Getting the best deal on recreational finance is not only about preparing all the necessary documents and calculating your financial repayments, but also knowing the right lender. Vantage Recreational Finance is one of the best options out there, as evidenced by its easy application process. Here are the general steps:
Gather your documents
Having all the required documents can make the loan application process smooth, quick, and easy. Gather all of the necessary documents including:
| No | Required Documents |
|---|---|
| 1 | Identification: which could be a passport, driver’s license, or Australian birth certificate |
| 2 | Proof of income: must show at least a 12-month history of income for full-time employees, and at least a 24-month history of income for self-employed individuals |
| 3 | Asset verification: this is required to show genuine savings into bank accounts, if the applicant’s deposit is less than 20% of the purchase price. |
| 4 | Vehicle details: including registration certificate, compliance certificate, and the purchase receipt. |
Fill out the online application form
Once you have gathered up all of the necessary documentation fill out Vantage Recreational Finance’s online application form, and submit it along with your paperwork, and wait for an agent to contact you regarding your application. This application process is quite efficient, and you can be approved in as little as 24 hours or less in some cases depending on the lender’s flexibility when it comes to loan requirement assessments.
You can trust the un-rivalled customer service from Vantage Recreational Finance
The fundamentals of a good loan are simple – reasonable interest rates, good repayment terms, and fantastic customer service. Vantage Recreational Finance stands out of the competition as a result of their commitment to incredible customer service.
Industry Experience
Vantage Recreational Finance has over 40 years of combined experience and expertise in the finance industry. The staff are professionals and extremely helpful in assisting clients in making informed personal and business financing decisions that are tailored to their specific needs.
Responsive Customer service
Vantage Recreational Finance values their clients and ensures that customers receive a quick response to their inquiries. Every communication channel is open and readily available to clients. Email, phone, and online chat services are all available to clients.
Vantage Recreational Finance FAQ
Here are some frequently asked questions about Vantage Recreational Finance.
1. What is Vantage Recreational Finance?
Vantage Recreational Finance is a financial institution that provides loans to people for recreational purposes such as boats, RVs, and ATVs.
2. How can I apply for a loan with Vantage Recreational Finance?
You can apply for a loan with Vantage Recreational Finance by filling out an online application form on their website or by calling their customer service hotline.
3. What types of recreational vehicles can I finance with Vantage Recreational Finance?
You can finance boats, RVs, ATVs, and other types of recreational vehicles with Vantage Recreational Finance.
4. What is the interest rate for Vantage Recreational Finance loans?
The interest rate for Vantage Recreational Finance loans varies depending on the borrower’s creditworthiness and the type of loan they are applying for.
5. Is there a prepayment penalty for Vantage Recreational Finance loans?
No, there is no prepayment penalty for Vantage Recreational Finance loans, so you can pay off your loan early without any additional fees.
6. How long does it take to get approved for a loan with Vantage Recreational Finance?
The approval process for Vantage Recreational Finance loans typically takes a few days, but it can vary depending on the individual borrower’s circumstances.
7. What is the maximum loan amount I can get with Vantage Recreational Finance?
The maximum loan amount for Vantage Recreational Finance loans varies depending on the borrower’s creditworthiness and the type of loan they are applying for.
8. How long does it take to receive my loan funds from Vantage Recreational Finance?
After your loan has been approved, you can expect to receive your funds within a few days.
9. Can I refinance my existing loan with Vantage Recreational Finance?
Yes, you can refinance your existing loan with Vantage Recreational Finance to get a better interest rate or loan terms.
10. What happens if I miss a loan payment with Vantage Recreational Finance?
If you miss a loan payment with Vantage Recreational Finance, you may be charged a late fee and it could have a negative impact on your credit score.
11. How do I make payments on my loan with Vantage Recreational Finance?
You can make payments on your Vantage Recreational Finance loan online through their website, by phone, or by mail.
12. Is Vantage Recreational Finance FDIC-insured?
No, Vantage Recreational Finance is not FDIC-insured.
13. Can I get a loan with Vantage Recreational Finance if I have bad credit?
It is possible to get a loan with Vantage Recreational Finance even if you have bad credit, but you may be charged a higher interest rate and have more stringent loan requirements.
14. What documents do I need to provide when applying for a loan with Vantage Recreational Finance?
You will need to provide financial documents such as bank statements, tax returns, and proof of income when applying for a loan with Vantage Recreational Finance.
15. What is the minimum credit score required to qualify for a loan with Vantage Recreational Finance?
The minimum credit score required to qualify for a loan with Vantage Recreational Finance varies depending on the loan type and the lender’s requirements.
16. Can I get a loan with Vantage Recreational Finance if I am self-employed?
Yes, you can get a loan with Vantage Recreational Finance if you are self-employed, but you may need to provide additional documentation to prove your income.
17. What is the loan repayment period for Vantage Recreational Finance?
The loan repayment period for Vantage Recreational Finance varies depending on the loan type and the lender’s requirements.
18. What happens if I want to sell my recreational vehicle before I finish paying off my loan with Vantage Recreational Finance?
If you want to sell your recreational vehicle before you finish paying off your loan with Vantage Recreational Finance, you will need to pay off the remaining balance of your loan before you can sell the vehicle.
19. How often should I make payments on my loan with Vantage Recreational Finance?
You should make payments on your Vantage Recreational Finance loan according to the schedule outlined in your loan agreement.
20. What is the late fee for missing a loan payment with Vantage Recreational Finance?
The late fee for missing a loan payment with Vantage Recreational Finance varies depending on the lender’s specific policies.
21. Can I make extra payments on my loan with Vantage Recreational Finance?
Yes, you can make extra payments on your loan with Vantage Recreational Finance to pay it off faster and reduce the amount of interest you pay.
22. What happens if I default on my loan with Vantage Recreational Finance?
If you default on your loan with Vantage Recreational Finance, your credit score will be negatively impacted and you may face legal action from the lender to collect the unpaid balance.
23. What is the grace period for loan payments with Vantage Recreational Finance?
The grace period for loan payments with Vantage Recreational Finance varies depending on the lender’s specific policies.
24. Can I get a loan with Vantage Recreational Finance if I have filed for bankruptcy?
It is possible to get a loan with Vantage Recreational Finance after filing for bankruptcy, but you will likely have to meet stricter loan requirements and pay a higher interest rate.
25. Is it possible to pay off my loan with Vantage Recreational Finance early?
Yes, it is possible to pay off your loan with Vantage Recreational Finance early without any prepayment penalty.
You can find financing options for your recreational activities through Vantage Recreational Finance.
Thank You Kind Reader
We hope this article about Vantage Recreational Finance has given you valuable insights into the company’s offerings and services. Whether you’re looking to purchase a new boat, RV, or any other recreational vehicle, Vantage has got you covered with their flexible financing options. Don’t forget to visit their website to explore all of their offerings and speak to their team if you have any questions or concerns. Thank you for taking the time to read this article, and we hope to see you again soon!
